- Create or Join a Group
Start small—just a few trusted people who want to save together or create a shared safety net. - Contribute Funds
Every member adds what they can to the group pot. Contributions are tracked individually. - Withdraw What You Own
Each member can withdraw their uncommitted balance anytime. - Pledge or Request Support
Members can pledge funds to support someone in the group. These funds are temporarily locked. - Borrow & Repay
Borrowed amounts are to be returned by the borrower. Once repaid, the system redistributes the money automatically back to each member based on their share. - Build Together
As trust grows, so can the group size, contributions, and impact.